We collect what we need to review your credit file and help you get funding — nothing extra. We do not sell your personal information, and we never share it with lenders or anyone else without your specific authorization.
You can ask us what we have, ask for a copy, ask us to correct it, or ask us to delete it. Text STOP to any message to stop texts. The full detail is below.
This Privacy Policy explains how Its Epoxy LLC, a Florida limited liability company doing business as Laster Capital ("we," "us," "our"), collects, uses, shares, and protects personal information when you visit our website, submit a form, communicate with us, or use our services.
By using our website or services, you agree to this Policy. If you do not agree, please do not use them. This Policy works alongside our Terms and Conditions.
Its Epoxy LLC d/b/a Laster Capital
10650 Haverford Rd #7, Jacksonville, FL 32218
[email protected]
+1 904-204-7972
The amount we collect depends on how far you go with us. Browsing the site requires almost nothing. Becoming a client requires sensitive financial information.
Name, email address, phone number, mailing address, and the business stage you select on our forms.
Whether you checked the communications consent box, the exact wording you agreed to, the page you were on, and the date and time. We keep this to prove consent was properly obtained.
If you become a client, we may collect your date of birth, Social Security number, government-issued identification, consumer credit reports and scores, account balances and payment history, bank statements, tax returns, income and revenue figures, and business formation and EIN documents. We only collect these when they are necessary to perform the service you hired us for.
Legal entity name, EIN, formation state and date, industry, business address and phone, and business credit file data.
IP address, browser and device type, operating system, referring page, pages viewed, and time on site, collected automatically.
We never ask for and never want: your online banking password, your credit card PIN, or a CPN or any number offered as a substitute for a Social Security number. If anyone claiming to represent us asks you for these, do not provide them and contact us immediately.
We use personal information to:
We access consumer credit reports only with your written authorization and only for the permissible purpose you authorize under the federal Fair Credit Reporting Act. We use that information solely to perform the services you engaged us for.
We do not resell, redistribute, or repurpose your credit report data. You may withdraw your authorization at any time in writing, though doing so may make it impossible for us to continue the engagement.
We do not sell, rent, trade, or license your personal information to data brokers, lead aggregators, marketers, or any other third party for their own purposes. We do not share it for cross-context behavioral advertising. If this ever changes, we will update this Policy and obtain any consent the law requires before doing so.
We share personal information only in these situations:
Mobile phone numbers and SMS consent are never shared with third parties for their own marketing purposes.
When you check the consent box on our form, you authorize us to contact you at the number provided by phone call and SMS text message, including through an automatic telephone dialing system or prerecorded voice, about your request and our services. Consent is not a condition of purchasing any goods or services.
Message frequency varies. Message and data rates may apply. Carriers are not liable for delayed or undelivered messages.
To opt out: reply STOP to any text message and you will receive one confirmation, then no further texts. Reply HELP for assistance, or email us. To stop marketing emails, use the unsubscribe link in any message. If you have an active engagement, we may still send transactional messages about your file.
Our website uses cookies and similar technologies that are necessary for the site to function, plus analytics that help us understand how visitors use the site. We may also use advertising or conversion tracking pixels to measure the performance of our marketing.
You can block or delete cookies in your browser settings, though some parts of the site may not work correctly if you do. We do not currently respond to browser "Do Not Track" signals, as there is no common standard for them.
We use reasonable administrative, technical, and physical safeguards to protect personal information, including encrypted transmission, access controls limiting sensitive data to personnel who need it, and vetted service providers bound by confidentiality obligations.
No method of transmission or storage is completely secure, and we cannot guarantee absolute security. Please do not send Social Security numbers, full account numbers, or identification documents by unencrypted email or text — ask us for a secure upload link instead. If a breach affecting your personal information occurs, we will notify you as required by Florida law.
We keep personal information as long as needed to provide the services, and afterward as required for legal, tax, accounting, dispute resolution, and recordkeeping purposes. Where the Credit Repair Organizations Act or state law requires us to retain contracts, disclosures, and consent records for a set period, we follow that period. When information is no longer needed, we securely delete or destroy it.
Regardless of where you live, you may ask us to:
To make a request, email [email protected] or call +1 904-204-7972. We will verify your identity before acting and respond within the time the law allows. We will never discriminate against you for exercising a privacy right.
We are based in Florida and operate under Florida law, including the Florida Digital Bill of Rights and Florida's data breach notification requirements. Residents of states with comprehensive privacy laws — including California, Colorado, Connecticut, Virginia, Texas, and others — may have additional rights to access, correct, delete, obtain a portable copy of their data, and opt out of sale, targeted advertising, and certain profiling.
As stated in Section 6, we do not sell personal information or share it for cross-context behavioral advertising, so there is no sale to opt out of. We honor all applicable state rights regardless of your state of residence — use the contact information in Section 12 to exercise them, and you may appeal a denied request by replying to our response.
Our services are for adults operating or starting a business. We do not knowingly collect personal information from anyone under 18. If we learn we have collected information from a minor, we will delete it promptly. Contact us if you believe a minor has provided us information.
Our website and communications may link to lenders, vendors, credit monitoring services, and other third parties. We do not control those sites and are not responsible for their privacy practices. Read their policies before providing them information. Our services are intended for users in the United States, and information is stored and processed here.
We may update this Policy from time to time. The "Effective" date at the top shows when the current version took effect. Material changes will be posted here, and where the law requires it, we will notify you directly. Your continued use of the services after a change means you accept the updated Policy.
Its Epoxy LLC d/b/a Laster Capital
10650 Haverford Rd #7, Jacksonville, FL 32218
[email protected]
+1 904-204-7972